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Driving Without Insurance

Driving With No Insurance Solicitors

If you or someone you know has received an IN10 conviction, or has been accused of driving a vehicle without having relevant insurance, our specialist Driving Without Insurance Solicitors can provide a robust defence and minimise any potential consequences, including supporting you through an IN10 appeal process.

Being found guilty of driving without insurance can have a significant impact on both your personal and professional life. Our specialist motoring law solicitors have the expertise required to provide you with the best-possible defence and are always available to answer any questions. We want to make your case as easy as possible for you.

To discuss your case with a member of our team, call us or fill in our contact form to request a callback.

How We Can Help

Our team has helped people being charged with driving without insurance reduce or eliminate penalties since 1998. We have an indepth knowledge of the law surrounding operating vehicles without being insured and know exactly what needs to be done to help you.

Our solicitors are here for you throughout the process, providing the support and advice you need to minimise your stress levels. Call us today to discuss your case with a member of our team.

What Is Vehicle Insurance?

Vehicle insurance is insurance for cars, vans, motorcycles, lorries and any other motor vehicle. It is designed to protect all relevant parties in the event of an accident, although different types of cover provide different levels of protection.

In the UK, anyone operating a motor vehicle is required to have insurance, with the most common types being:


What Is The Penalty For Driving Without Insurance?

Should you be found guilty of driving without insurance, the minimum punishment will be six penalty points being issued onto your driving license and a £300 fine. If the police suspect you are driving without insurance, they can issue you with a fixed penalty notice of this amount at the roadside.

Other punishments are given out, however, with the maximum penalty being a driving disqualification and fine of £5,000. The level of punishment depends upon a range of factors, having a quality solicitor to defend you from the start could be central to helping you avoid a strict punishment.

Is Driving Without Insurance A Criminal Offence?

While the penalties can be quite severe, driving without insurance is not going to appear on the offender's criminal record. It does not represent an imprisonable offence, but an IN10 conviction will appear on your licence, which could make it more difficult and expensive to purchase an insurance policy following the offence.

In some circumstances, an uninsured driving case could be heard in court. The offender may be banned from driving following a court case, so it is vital to instruct a team of solicitors specialised in driving without insurance. Contact us today.

Can You Drive A Car Without Insurance?

The law requires car owners to obtain an insurance policy to drive a vehicle, or even have it parked on the street. However, there are special reasons for which your vehicle may not have a valid insurance policy, which may mitigate your penalty.

Although they don’t amount to a proper defence, special reasons for driving without insurance must be considered by the courts when making their judgement.

Common special reasons for driving without insurance defences include:

  • Your insurance company cancelling your insurance policy but failing to notify you
  • You genuinely believed you were insured at the time of the incident
  • You were driving someone else’s car and had been told their policy would cover you or they had taken out an alternative policy for you.

These mitigating circumstances are legally complex, making it important to get proper legal advice before attempting to use them as part of your defence. If successful, however, they could help to reduce or even erase your punishment.

Driving A Company Car Without Insurance

If you are driving a company vehicle without the relevant insurance, you will still be liable for charges. In addition to this, your employer may also be convicted of permitting you to drive without insurance. This means you should always confirm you are fully insured before agreeing to drive a company vehicle.

BKP Solicitors